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	<title>Raleigh NC Real Estate</title>
	<link>http://raleighncrealestatemls.com</link>
	<description></description>
	<pubDate>Mon, 17 Nov 2008 19:26:52 +0000</pubDate>
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		<copyright>&#xA9;Michelle Edwards </copyright>
		<managingEditor>raleighn@raleighncrealestatemls.com (Michelle Edwards)</managingEditor>
		<webMaster>raleighn@raleighncrealestatemls.com</webMaster>
		<category>Real Estate</category>
		<ttl>1440</ttl>
		<itunes:keywords>Raleigh North Carolina, Raleigh Real Estate</itunes:keywords>
		<itunes:subtitle>Raleigh Realtor</itunes:subtitle>
		<itunes:summary>Raleigh Real Estate Michelle Edwards</itunes:summary>
		<itunes:author>Michelle Edwards</itunes:author>
		<itunes:category text="Business"/>
		<itunes:owner>
			<itunes:name>Michelle Edwards</itunes:name>
			<itunes:email>raleighn@raleighncrealestatemls.com</itunes:email>
		</itunes:owner>
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			<title>Raleigh NC Real Estate</title>
			<link>http://raleighncrealestatemls.com</link>
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			<height>144</height>
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		<item>
		<title>Save Money Before the End of the Year</title>
		<link>http://raleighncrealestatemls.com/215/save-money-before-the-end-of-the-year/</link>
		<comments>http://raleighncrealestatemls.com/215/save-money-before-the-end-of-the-year/#comments</comments>
		<pubDate>Mon, 17 Nov 2008 19:16:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Raleigh NC Real Estate]]></category>

		<category><![CDATA[Raleigh Home Values]]></category>

		<category><![CDATA[RDU Home Values]]></category>

		<category><![CDATA[Triangle Home Values]]></category>

		<category><![CDATA[Raleigh Triangle North Carolina Real Estate]]></category>

		<category><![CDATA[Homes Values in Raleigh]]></category>

		<category><![CDATA[Home Values in Triangle]]></category>

		<category><![CDATA[North Raleigh Real Estate Specialist or Realtor]]></category>

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		<category><![CDATA[Falls River Real Estate Specialist or Realtor]]></category>

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		<category><![CDATA[Raleigh NC Real Estate News]]></category>

		<guid isPermaLink="false">http://raleighncrealestatemls.com/215/save-money-before-the-end-of-the-year/</guid>
		<description><![CDATA[If you&#8217;ve been thinking about buying a home using FHA financing, now &#8217;s the time to buy before the end of the year. The downpayment for FHA is currently 3% down. Effective 1/1/09, the downpayment goes up to 3.5%. With the maximum FHA loan amount at $295,000 and downpayment only 3%, take advantage of this [...]]]></description>
			<content:encoded><![CDATA[If you&#8217;ve been thinking about buying a home using FHA financing, now &#8217;s the time to buy before the end of the year. The downpayment for FHA is currently 3% down. Effective 1/1/09, the downpayment goes up to 3.5%. With the maximum FHA loan amount at $295,000 and downpayment only 3%, take advantage of this great opportunity before it&#8217;s too late!
If you would like more information aboutFHA or have any real estate questions, contact Michelle Edwards. Our team is ready to serve you!
]]></content:encoded>
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		</item>
		<item>
		<title>Shift Happens</title>
		<link>http://raleighncrealestatemls.com/214/shift-happens/</link>
		<comments>http://raleighncrealestatemls.com/214/shift-happens/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 21:35:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Raleigh NC Real Estate]]></category>

		<category><![CDATA[Raleigh Home Values]]></category>

		<category><![CDATA[Raleigh Durham Home Values]]></category>

		<category><![CDATA[RDU Home Values]]></category>

		<category><![CDATA[Triangle Home Values]]></category>

		<category><![CDATA[Raleigh Triangle Realtor]]></category>

		<category><![CDATA[Raleigh Triangle Real Estate]]></category>

		<category><![CDATA[Raleigh Triangle North Carolina Real Estate]]></category>

		<category><![CDATA[Sell My Home]]></category>

		<category><![CDATA[Homes Values in Raleigh]]></category>

		<category><![CDATA[Home Values in Triangle]]></category>

		<category><![CDATA[Need More House in Raleigh Area]]></category>

		<category><![CDATA[North Raleigh Real Estate Specialist or Realtor]]></category>

		<category><![CDATA[Wake Forest Real Estate Specialist or Realtor]]></category>

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		<category><![CDATA[Falls River Real Estate Specialist or Realtor]]></category>

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		<category><![CDATA[Relocation Specialist]]></category>

		<category><![CDATA[Raleigh NC Real Estate News]]></category>

		<guid isPermaLink="false">http://raleighncrealestatemls.com/214/shift-happens/</guid>
		<description><![CDATA[Wow, when they called today&#8217;s real estate market a &#8220;shifting market,&#8221; they were right on target. It keeps shifting, and shifting and shifting&#8230;every time we turn on the news there&#8217;s a new development that affects our economy and therefore the ability of buyers to &#8220;buy&#8221; and the sellers to &#8220;sell&#8221;.
SHIFT, the most recent book by [...]]]></description>
			<content:encoded><![CDATA[Wow, when they called today&#8217;s real estate market a &#8220;shifting market,&#8221; they were right on target. It keeps shifting, and shifting and shifting&#8230;every time we turn on the news there&#8217;s a new development that affects our economy and therefore the ability of buyers to &#8220;buy&#8221; and the sellers to &#8220;sell&#8221;.
SHIFT, the most recent book by Gary Keller, co-founder and Chairman of Keller Williams Realty, Inc., begins with the following paragraph: The Real Estate Market has shifted drastically and dramatically. Sales volume and the number of transactions have dropped significantly. Inventory has reached an all-time high. Buyers have never been more reluctant. Fear is rampant, anxiety is high, and people are getting out of the business left and right. Sound familiar? Sure it does. The year was 1979!
Does it make us feel better to know that this has happened before? What did we learn from it in 1979? Fast forward to 1987 and it happened again. Changing tax laws this time had a disastrous affect again. Well guess what? History repeats itself. Now we are faced with this again in 2008, but this time there are real differences.
In 1979 mortgage interest rates topped 18 percent. Last week buyers were still getting approved at under 6 percent through local lenders. That is a huge difference! Todays sellers, with the help of their real estate agents, are becoming realistic with todays pricing, bringing our market back on track. The real estate business is cyclical. An experienced real estate agent and a mortgage broker will understand this and be prepared to give counsel that is in tune with the current market. Remember though, the news you heard last week is old news, so stay in touch with your local, trusted real estate agent for updates on this ever changing market.
We are participating in seminars, conference calls, webinars, and many other training events to stay on top of the game to better assist you. 
Real estate remains your single most valuable asset if handled correctly. If you need an informed real estate agent to assist you, contact Michelle Edwards, Keller Williams Realty and let her assist you with your important investment. 

]]></content:encoded>
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		</item>
		<item>
		<title>Wait to Sell Homes is Longer</title>
		<link>http://raleighncrealestatemls.com/213/wait-to-sell-homes-is-longer/</link>
		<comments>http://raleighncrealestatemls.com/213/wait-to-sell-homes-is-longer/#comments</comments>
		<pubDate>Fri, 31 Oct 2008 21:08:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Raleigh NC Real Estate]]></category>

		<category><![CDATA[Raleigh Durham Home Values]]></category>

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		<category><![CDATA[Sell My Home]]></category>

		<category><![CDATA[Need More House in Raleigh Area]]></category>

		<category><![CDATA[North Raleigh Real Estate Specialist or Realtor]]></category>

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		<category><![CDATA[Wakefield Real Estate Specialist or Realtor]]></category>

		<category><![CDATA[Woodspring Real Estate Specialist or Realtor]]></category>

		<category><![CDATA[Relocation Specialist]]></category>

		<category><![CDATA[Raleigh NC Real Estate News]]></category>

		<guid isPermaLink="false">http://raleighncrealestatemls.com/213/wait-to-sell-homes-is-longer/</guid>
		<description><![CDATA[Triangle home sellers are finding that it is taking much longer to sell homes in our area now. The current supply of homes for sale is out pacing the demand by buyers and there is a lot of inventory out there for the buyers to choose from. Until the supply tightens up, sellers may find [...]]]></description>
			<content:encoded><![CDATA[Triangle home sellers are finding that it is taking much longer to sell homes in our area now. The current supply of homes for sale is out pacing the demand by buyers and there is a lot of inventory out there for the buyers to choose from. Until the supply tightens up, sellers may find that they have to cut prices and make sure their homeshows asthe &#8220;best&#8221; on the market . Buyers are not willing to &#8220;settle&#8221; for a home that needs a lot of work done to it or one that only partially meets their needs. They would rather keep on looking until they find their &#8220;perfect&#8221; home. That lack of urgency coupled with the national news media constantly reporting negative economic news is creating an atmosphere of &#8220;wait and see what happens&#8221; among buyers. Some sellers, on the other hand, are getting anxious about selling and are wanting the buyers to come see their homes, so they are offering all kinds of incentives.
If you are a buyer without a home to sell, I don&#8217;t know what you are waiting for. You should be out in the market place. There are somewonderful homes for sale and the interest rates are low. This is a great time to purchase a home. Stop procrastinating and get out there!
If you would like more information about purchasing a home contact Michelle Edwards, Keller Williams Realty, at 919-306-1639 or email michelle@cmetobuy.com. I will be happy to assist you.
If you have mortgage questions, contact Andy Holloman, Carolina Mortgage Consultants, at 919-439-3904 or email andy@carolinamortgageconsultants.com
]]></content:encoded>
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		</item>
		<item>
		<title>North Raleigh Townhome</title>
		<link>http://raleighncrealestatemls.com/212/north-raleigh-townhome/</link>
		<comments>http://raleighncrealestatemls.com/212/north-raleigh-townhome/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 18:26:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[RDU Home Values]]></category>

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		<guid isPermaLink="false">http://raleighncrealestatemls.com/212/north-raleigh-townhome/</guid>
		<description><![CDATA[
7719 Ohmann Court, Raleigh, NC 27615
$95,000
MLS 1628313

Are you looking for a North Raleigh Townhome with easy access to shopping and I540. Then this is the one for you. Located just off Six Forks Road, this townhome offers 3 bedrooms and 2.5 baths. The living room has a stone work fireplace with mantle and opens to [...]]]></description>
			<content:encoded><![CDATA[
7719 Ohmann Court, Raleigh, NC 27615
$95,000
MLS 1628313

Are you looking for a North Raleigh Townhome with easy access to shopping and I540. Then this is the one for you. Located just off Six Forks Road, this townhome offers 3 bedrooms and 2.5 baths. The living room has a stone work fireplace with mantle and opens to a large enclosed patio perfect for entertaining your guests. The eat-in kitchen is perfect for the cook in the family and has an almost new stainless steel refrigerator that stays with the townhouse. The kitchen is bright and has a pass through to the living room. The first floor laundry closet is also located in the kitchen area. The master bedroom is large and bright and features a dressing area and a large walk-in closet. The master bath has a shower only. The two other secondary bedrooms get a lot of natural light and have an adjoining wall that is currently open to each other providing for a bedroom with extending living area or the wall could be reconstructed providing more privacy. A full bath with tub/shower combination serves these two bedrooms. Get out to see this townhome right away. At this price this townhome will not last long!
Contact Michelle Edwards at 919-307-1639 or email michelle@cmetobuy.com. She will be happy to answer your questions and make an appointment for you to see this wonderful property.
]]></content:encoded>
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		</item>
		<item>
		<title>Show Your Home At Its Best</title>
		<link>http://raleighncrealestatemls.com/210/show-your-home-at-its-best/</link>
		<comments>http://raleighncrealestatemls.com/210/show-your-home-at-its-best/#comments</comments>
		<pubDate>Tue, 07 Oct 2008 17:21:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Raleigh NC Real Estate]]></category>

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		<category><![CDATA[North Raleigh Real Estate Specialist or Realtor]]></category>

		<category><![CDATA[Wake Forest Real Estate Specialist or Realtor]]></category>

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		<category><![CDATA[Contact Michelle Edwards Realtor in Raleigh NC]]></category>

		<guid isPermaLink="false">http://raleighncrealestatemls.com/210/show-your-home-at-its-best/</guid>
		<description><![CDATA[When you are trying to sell your home it is important to make sure it shows at its best. Don&#8217;t let pet odors or general household odors drive the buyers away. Living in the house usually causes one to become accustomed to the household odors to the point that one might not notice them, but [...]]]></description>
			<content:encoded><![CDATA[When you are trying to sell your home it is important to make sure it shows at its best. Don&#8217;t let pet odors or general household odors drive the buyers away. Living in the house usually causes one to become accustomed to the household odors to the point that one might not notice them, but you can be assured your potential buyer does. A suggestion would be to ask someone outside your family for their opinion. Your realtor will be honest with you and tell you if there is a problem. After all, they are the ones hearing all the feedback when the buyers&#8217; agent calls or emails to say the house was eliminated from consideration because of the odor. Take action before putting your house on the market! Eliminate the source of the odor rather than simply treating the effects. People have a strong reaction to smells, hence the suggestion of baking cookies or bread prior to a showing appointment is often given to create an instant reaction from the buyer when they walk into the home. However, no amount of baking or room freshener can hide a serious odor problem. In fact, some remedies may call more attention to the problem. An odor problem cancause your home to remain on the market for months or sell for much less than other homes in the neighborhood. Don&#8217;t let that happen to you.Deal with the source of the odor&#8230;the pet, the carpet, the drapes, even the type of food you cook. You will be glad you did!
For more helpful hints on how to sell your home for the highest possible price in the least amount of time, contact Michelle Edwards at 919-306-1639 or email michelle@cmetobuy.com.
]]></content:encoded>
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		</item>
		<item>
		<title>Raleigh NC Real Estate - 6509 Clarksdale Lane, Durham, NC</title>
		<link>http://raleighncrealestatemls.com/207/raleigh-nc-real-estate-6509-clarksdale-lane-durham-nc/</link>
		<comments>http://raleighncrealestatemls.com/207/raleigh-nc-real-estate-6509-clarksdale-lane-durham-nc/#comments</comments>
		<pubDate>Mon, 06 Oct 2008 14:46:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Raleigh NC Real Estate]]></category>

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		<guid isPermaLink="false">http://raleighncrealestatemls.com/207/raleigh-nc-real-estate-6509-clarksdale-lane-durham-nc/</guid>
		<description><![CDATA[
6509 Clarksdale Lane, Durham, NC 27713
$179,900
MLS 1619381
This lovely transitional townhome located in Cambridge/Wyndcross. It has an open floor plan and features 3 bedrooms and 2.5 baths with 1701 square feet. Warmhardwoodscreate an inviting atmosphere in the foyer, living room and dining room and kitchen. The formal living room has a gas log fireplace for those [...]]]></description>
			<content:encoded><![CDATA[
6509 Clarksdale Lane, Durham, NC 27713
$179,900
MLS 1619381
This lovely transitional townhome located in Cambridge/Wyndcross. It has an open floor plan and features 3 bedrooms and 2.5 baths with 1701 square feet. Warmhardwoodscreate an inviting atmosphere in the foyer, living room and dining room and kitchen. The formal living room has a gas log fireplace for those cool evenings. You will enjoy entertaining your guests in the formal diningroom. The bright kitchen has plenty of room for a small dining area and opens to the patio and deck for additional entertainingarea.A spacious master bedroom is located on the second floor with the master bath featuring a separate tub and shower. The other two bedrooms are each well-sized and havegenerous closets. Asecond floor laundry room makesdoing the laundry an easy task. This home also has a one car garage and a security system. A community pool is available for your the new owner&#8217;s use.Call Michelle Edwards today at 919-306-1639 and see thiswonderful townhome. It is close to shopping and restaurants and has easy access to I40. Don&#8217;t miss your opportunity to own in Wyndcross.

]]></content:encoded>
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		</item>
		<item>
		<title>Market Turmoil and the Mortgage Mess</title>
		<link>http://raleighncrealestatemls.com/206/market-turmoil-and-the-mortgage-mess-how-does-this-affect-me/</link>
		<comments>http://raleighncrealestatemls.com/206/market-turmoil-and-the-mortgage-mess-how-does-this-affect-me/#comments</comments>
		<pubDate>Mon, 29 Sep 2008 15:54:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Raleigh NC Real Estate]]></category>

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		<description><![CDATA[How does this affect me??
Unless you&#8217;ve been hiding under a rock for the past few weeks, you&#8217;re undoubtedly aware of the major changes that have been going on in the financial world. Because I&#8217;m not an economist, financial markets wizard, or former Wall Street banker, I would never hold myself out to be someone that [...]]]></description>
			<content:encoded><![CDATA[How does this affect me??
Unless you&#8217;ve been hiding under a rock for the past few weeks, you&#8217;re undoubtedly aware of the major changes that have been going on in the financial world. Because I&#8217;m not an economist, financial markets wizard, or former Wall Street banker, I would never hold myself out to be someone that could provide you with great insight into the &#8220;why, how, and what&#8221; of these changes. However, I can provide some information on how these changes may affect the average person mortgage and their ability to obtain a new mortgage.
First and foremost, the mortgage world and the real estate market are nowhere near the &#8220;doom and gloom&#8221; scenarios that are widely broadcast in the mainstream media outlets. Here in the Raleigh-Durham area, we are especially lucky because, even though sales are slower and transaction counts are lower, the prices are not dropping (on average). Real estate values are still appreciating, just not as much aswe have been use to in the past. Sellers are finding that they have to be more realistic about the value of their home if they want to sell, but by no means are we seeing depreciation at this time. It certainly is a buyer&#8217;s market, which is good if you&#8217;re in the market for a new home. Remember that our area did NOT see the dramatic run-up in values that some areas saw, hence we are not (and likely will not) see values go down.
Secondly, banks are still VERY hungry to lend money to people who are in the market to buy or refinance. Anyone seeking a mortgage that has average or above average credit, 3-5% to put down, and an appropriate income is almost certain to be able to receive a loan. What has changed recently is that marginal buyers, especially those without any money for a downpayment, are having a harder time finding a loan (there are still a few 100% options available). 
Lastly, if you&#8217;re interested in finding out what you can qualify for or you would like to find out if refinancing makes sense, call a mortgage professional. One thing that hasn&#8217;t been discussed very much recently is that rates have actually DROPPED. A competent mortgage professional can examine your situation and very quickly (usuallly all it takes is a 10 minute phone call) tell you how to proceed. Don&#8217;t let all the bad news get you down. There are still many, many loan options out there and a local mortgage professional can help you find the one that best suits your individual situation. 
Need fast help? Want honest advice and low rates? Call Andy Holloman at Carolina Mortgage Consultants, 341-4919 for a free mortgage analysis.
For real estate questions, contact Michelle Edwards, Keller Williams Realty, 919-306-1639. As a full time real estate consultant, Michelle cangive you up-t0-date market information about your area and what propertiesare currently selling for. Michelle&#8217;s knowledge of the marketplace is a definite asset in pricing your home correctly and positioning your home for a timely sale.
This post provided by Andy Holloman, Carolina Mortgage Consultants, a member of the Michelle &amp; Associates, Inc. team.

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		</item>
		<item>
		<title>Buyer&#8217;s Market &#038; Low Interest Rates</title>
		<link>http://raleighncrealestatemls.com/205/buyers-market-low-interest-rates/</link>
		<comments>http://raleighncrealestatemls.com/205/buyers-market-low-interest-rates/#comments</comments>
		<pubDate>Sat, 13 Sep 2008 20:16:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Raleigh NC Real Estate]]></category>

		<category><![CDATA[Raleigh Home Values]]></category>

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		<category><![CDATA[Raleigh Triangle North Carolina Real Estate]]></category>

		<category><![CDATA[Homes Values in Raleigh]]></category>

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		<category><![CDATA[North Raleigh Real Estate Specialist or Realtor]]></category>

		<category><![CDATA[Wake Forest Real Estate Specialist or Realtor]]></category>

		<category><![CDATA[North Hills Real Estate Specialist or Realtor]]></category>

		<category><![CDATA[Wakefield Real Estate Specialist or Realtor]]></category>

		<category><![CDATA[Falls River Real Estate Specialist or Realtor]]></category>

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		<guid isPermaLink="false">http://raleighncrealestatemls.com/205/buyers-market-low-interest-rates/</guid>
		<description><![CDATA[It just does not get any better than this. We are currently in a buyer&#8217;s market in the Raleigh area. Inventory is high and interest rates are low. So, what are you waiting for? Raleigh has a large selection of great properties for sale to meet your needs no matter what they are. Interest rates [...]]]></description>
			<content:encoded><![CDATA[It just does not get any better than this. We are currently in a buyer&#8217;s market in the Raleigh area. Inventory is high and interest rates are low. So, what are you waiting for? Raleigh has a large selection of great properties for sale to meet your needs no matter what they are. Interest rates are at an all time low making it possible for many buyers to qualify for even more home than they could before. If you are thinking about purchasing a home, now is the time. Don&#8217;t waste a minute! Contact Michelle Edwards and find out how you can purchase your dream home today! As your real estate consultant, Michelle can assist you in finding the right home, finding the right mortgage, and finding the service vendors to assist you through the process of purchasing. Do not miss this opportunity to own your American dream!
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		<title>How Do I Compare Mortgage Offers?</title>
		<link>http://raleighncrealestatemls.com/204/how-do-i-compare-mortgage-offers/</link>
		<comments>http://raleighncrealestatemls.com/204/how-do-i-compare-mortgage-offers/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 13:31:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Raleigh NC Real Estate]]></category>

		<category><![CDATA[Raleigh Home Values]]></category>

		<category><![CDATA[RDU Home Values]]></category>

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		<category><![CDATA[Raleigh Triangle Realtor]]></category>

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		<category><![CDATA[Sell My Home]]></category>

		<category><![CDATA[Homes Values in Raleigh]]></category>

		<category><![CDATA[Home Values in Triangle]]></category>

		<category><![CDATA[North Raleigh Real Estate Specialist or Realtor]]></category>

		<category><![CDATA[Wake Forest Real Estate Specialist or Realtor]]></category>

		<category><![CDATA[North Hills Real Estate Specialist or Realtor]]></category>

		<category><![CDATA[Wakefield Real Estate Specialist or Realtor]]></category>

		<category><![CDATA[Woodspring Real Estate Specialist or Realtor]]></category>

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		<category><![CDATA[Contact Michelle Edwards Realtor in Raleigh NC]]></category>

		<guid isPermaLink="false">http://raleighncrealestatemls.com/204/how-do-i-compare-mortgage-offers/</guid>
		<description><![CDATA[Customers ask me frequently about the best way to compare mortgage offers when they begin shopping for a loan. It is a confusing process because there are so many variables - Loan-to-Value, Interest Rate, Product Type, Closing costs, etc.
Here are my suggestions for making sure that you&#8217;re getting a good mortgage offer:
1. Product - Decide [...]]]></description>
			<content:encoded><![CDATA[Customers ask me frequently about the best way to compare mortgage offers when they begin shopping for a loan. It is a confusing process because there are so many variables - Loan-to-Value, Interest Rate, Product Type, Closing costs, etc.
Here are my suggestions for making sure that you&#8217;re getting a good mortgage offer:
1. Product - Decide whether you want a Fixed Rate or an Adjustable Rate mortgage. Both products offer advantages and disadvantages. ( I&#8217;ve explained the pros and consof both in previous blog entries.)
2. LTV - Decide how much money you can put down and thus what the Loan-to-Value will be (how much you are borrowing in relation to the value of the home). Typically, the more you put down, the better the mortgage offer.
3. Interest Rate and Closing Costs - Once you&#8217;ve decided on items #1 and #2, then trulythe only two numbers you need are the Rate and the Costs. The two are &#8216;&#8221;inversely related&#8221;, as you might expect. The lower the rate, the more you pay in closing costs. Choosing a higher rate (which seems odd but can make sense), can reduce or eliminate closing costs.
Make sure you get written offers and then focus solely on the Rate and the Costs. When shopping for mortgage deals, be sure to check with lenders within a day or two of making your decision. Rates fluctuate and you won&#8217;t be well served if you get an attractive offer from two weeks ago and then you find out that the rates have climbed and that your low offer is no longer available.
While shopping, you&#8217;ll be able to determine the other key factor of which mortgage offer to choose. This factor is as important as the &#8220;numbers&#8221;. You should be able to determine the quality of the mortgage professional you are dealing with as you shop. Pay attention to:
1. How quickly do they respond to your requests?
2. How much information do they provide to help you make the right decision?
3. Do they come highly recommended by someone that you trust who has dealt with them before?
Follow these guidelines and you should feel confident that you will make the right decision in regards to choosing the best loan offer.
** Need further advice or guidance?? Call Andy Holloman with Carolina Mortgage Consultantsat 919-439-3904 or email andy@carolinamortgageconsultants.com.
For real estate questions, contact Michelle Edwards, Michelle &amp; Associates at 919-306-1639. As your residential real estate expert, Michelle can assist you whether buying or selling. With 18 years real estate experience, Michelle Edwards is well prepared to help you with the sale or purchase of a home in a current market like ours today.
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		<title>New Raleigh Convention Center Opens September 5, 2008</title>
		<link>http://raleighncrealestatemls.com/203/new-raleigh-convention-center-opens-september-5-2008/</link>
		<comments>http://raleighncrealestatemls.com/203/new-raleigh-convention-center-opens-september-5-2008/#comments</comments>
		<pubDate>Thu, 04 Sep 2008 01:52:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Raleigh Durham Home Values]]></category>

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		<category><![CDATA[Homes Values in Raleigh]]></category>

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		<category><![CDATA[North Hills Real Estate Specialist or Realtor]]></category>

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		<category><![CDATA[Raleigh NC Real Estate News]]></category>

		<guid isPermaLink="false">http://raleighncrealestatemls.com/203/new-raleigh-convention-center-opens-september-5-2008/</guid>
		<description><![CDATA[The new Raleigh Convention Center is almost finished and ready for the citizens of Raleigh to tour this building and see all ithas tooffer. In conjunction with that opening Raleigh Wide Open 3 is scheduled for Friday, September 5 and Saturday, September 6.
Fun and excitement can be enjoyed by all with this celebration on Fayetteville [...]]]></description>
			<content:encoded><![CDATA[The new Raleigh Convention Center is almost finished and ready for the citizens of Raleigh to tour this building and see all ithas tooffer. In conjunction with that opening Raleigh Wide Open 3 is scheduled for Friday, September 5 and Saturday, September 6.
Fun and excitement can be enjoyed by all with this celebration on Fayetteville Street. Colorful banners will decorate Fayetteville Street from Morgan Street to Lenoir Street.
The celebration begins at noon on Friday, September 5 with the ribbon cutting opening the Raleigh Convention Center. Attendees will be able to browse the convention center, see the grand new facility, and attendthe International Festival and Raleigh World Wide Expo. There will be a carnival and a Kid&#8217;s Zone, food booths and multiple bands.
Get the family out for food and fun and enjoy Raleigh Wide Open 3.
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